Family Owned & Operated Since 1934
Beautiful Furniture.
Beautiful Furniture.
Buy Now, Pay Over Time.
Flexible financing through Gibson McDonald's own in-house credit program. Apply in minutes and find a payment plan that fits your budget!
Start My Application →
Subject to approval. See store for full financing details.
Furniture • Mattresses • Appliances
Turn Someday Into Today
Turn Someday Into Today
With Buy Now Pay Later Financing
Get the items you want at the payment that fits your budget! Crunch the numbers below to get an idea of what your payment would be.
Sample monthly payments shown for illustration. Actual payment depends on item price, term, and your in-house financing agreement.
See it before you sign
What could your payments look like?
Flexible financing through Gibson McDonald's own in-house credit program. Apply in minutes and find a payment plan that fits your budget!
Select purchase amount
$2,500
$500$4,000$7,500
Choose your down payment
Your store's state
Your estimated monthly payment
$131
per month · 24 months
Down payment due today
$0
Amount financed
$2,500
Illustrative estimate only. Estimates assume the longest term available for your down payment option (24–36 months) and a minimum monthly payment of $25 — smaller purchases may carry shorter terms. Your actual payment, down payment, term, and total cost are determined by Gibson McDonald at the time of approval and may vary.
How approval works
From application to your home in one day.
1
Apply in minutes
Quick form — just your basics.
2
Get a decision
Get an instant decision from our system, or ask our team to review it if you need more.
3
Pick up today
Visit your store, sign your financing agreement, and take it home the same day.
Start My Application →
Subject to approval.
Real reviews from real neighbors
Trusted by thousands of families across South Georgia and North Florida.
"
★★★★★
Always friendly every time were in. We came back to get the couch and loveseat we found that was the most comfortable in the whole building. To find it under the tent on sale Memorial day weekend.
"
★★★★★
I have shopped here for years and have always had wondered service. I bought a living room suit without seeing it in person that is how much I trust them at the MacClenny location. I called Robin and told her my situation and what I needed and she told me what she would get, sent me a picture and I bought it! It was just delivered and I love it! I would not shop anyway else.
"
★★★★★
Everyone is friendly and helpful. Arron, our delivery guy, also was very good. Very pleased with the furniture as well as the service. Great, family friendly place.
Common questions
Got questions? We have answers.
Am I eligible to apply?
Yes! Everyone is eligible to apply. Approval for our in-house financing is not guaranteed and is subject to review. Wondering if you qualify? Contact us →
Do I need good credit? What if I have bad credit or no credit?
Customers of all credit backgrounds are encouraged to apply! We offer alternatives to our in-house financing with many No Credit Needed options as well. For questions about what's required, contact us →
Will applying impact my credit score?
No! There is no impact to your credit score to apply to any of the lenders on the application here. There may be a hard pull done that will show on your credit score if you choose to use the approval, but the application process does not impact you. For details about how the review works and what it means for your credit, contact us →
How long does approval take?
The application process is quick and just takes a couple of minutes. Once you've entered your information and submitted it, you will get an answer from all lenders that you choose to apply to in a matter of seconds. Once approved, you can use your financing the same day at any of our stores! Questions about timing? Contact us →
How much can I get approved for?
Approval amounts vary by applicant and are determined by Gibson McDonald based on your application. To find out what you could qualify for, contact us →
Is this a loan? What kind of agreement am I signing?
Full terms, payment schedule, and total cost are disclosed in your financing agreement before you sign. For details on how our in-house financing works, contact us →
When can I take my furniture home?
Same day. Once your application is approved and you sign your financing agreement, you can walk out with your furniture from any of our locations across South Georgia and North Florida. View all locations →
11 locations across two states
Visit a Gibson McDonald near you.
Since 1934 the Gibson family has been offering you the highest quality home furnishings at the lowest possible price.
- Alma, GA
- Baxley, GA
- Blackshear, GA
- Callahan, FL
- Folkston, GA
- Glennville, GA
- Hinesville, GA
- Homerville, GA
- Jesup, GA
- Macclenny, FL
- Statesboro, GA